Helping key workers get the home they deserve!
Our mortgage experts provide advice and brokerage services to all local authority staff.
100% personalised
Efficiency guaranteed
Potential discounts
Schemes considered
Whole market mortgage search, guaranteed!
Avoid missing a better deal by choosing a whole-of-market broker.
How much can you borrow as a local authority worker?
Make the most of our free mortgage calculator and find out how much you could borrow as a local authority worker. Simply add your information to receive borrowing power projections and repayment estimates. Alternatively, give us a call for a more personalised discussion.
Repayment calculator
Contact us to find out how we can help!
Mortgage advice with proven results
We have assisted many people working across all roles within local government with our efficient and convenient four-step process.
It’s as easy as 1, 2, 3…4
Contact our experts to discuss your needs and get options swiftly.
Apply for your ideal mortgage with our advice and support.
Once approved, it’s time to search for your moving boxes!
Access the funds to complete your property purchase.
Mortgages for local authority staff
Do you work for the local authority and need a mortgage? If so, Public Sector Mortgages can offer you expert mortgage advice.
We have helped countless local authority employees find and secure the right mortgage. So, whether you work in social services, environmental services, recycling, waste, planning or any other department, you'll have peace of mind.
Just as you serve your community, we are here to serve you. And our highly experienced mortgage advisers offer a comprehensive service that’s professional and tailored to the needs of local authority employees.
We understand the demanding nature of many local authority roles and we make it our business to ensure the entire mortgage-seeking and mortgage application process is as straightforward for you as possible.
If you’re working with policies and procedures in your career, the chances are you’d rather let someone else deal with your mortgage paperwork and any potential issues. No problem at all. That’s what we’re here for.
Our trusted mortgage advisers understand and respect the fact that you may be in meetings or dealing with members of your community at any given time during the day.
You’ll be pleased to know that we are used to dealing with clients who may not be able to talk or communicate during regular business hours. Our skilled team will always find a way to keep in touch, whether it’s to update you on the status of your application or request more information from you.
When determining what type of mortgage will work best for you, we consider all relevant details. For example, some local authority employees may be able to access some financial assistance.
It will probably come as no surprise that to qualify for this help, you must satisfy the necessary criteria.
We will be happy to help you clarify whether you are eligible. If you aren’t, then there is no need to panic; we can advise you on what other options are available to you.
Mortgages that give something back to our local authority champions
So, why should local authority staff use Public Sector Mortgages?
Like you, we focus on the people we serve rather than the processes we follow. Although, we also understand the importance of the processes.
Our understanding of lender expectations makes it easier for us to secure the most suitable mortgage for you, resulting in a smoother overall process.
We handle any sensitive information responsibly. And we do all we can to ensure personal data is dealt with as safely and securely as possible.
So, why not contact us today? Get the right local authority mortgage with Public Sector Mortgages.
Looking for an expert on mortgages? Great news for local authority staff.
FAQs
Can local authority workers get a mortgage discount?
Yes, local authority workers could get a discount or a better deal because of working in the public sector. People who work in a local authority usually have excellent job security, which is very important to lenders and can help with the range of mortgages on offer to you.
What is a local authority mortgage?
A local authority mortgage is a mortgage that offers a special interest rate or mortgage options for local authority workers. Most of these mortgages are just standard mortgages, but they are marketed as local authority mortgages because they include special benefits for council workers.
Are local authority mortgages widely advertised?
Unfortunately not. You might not find any local authority mortgage deals if you don’t use a broker specialising in this area. In addition, using comparison websites may not help you find mortgages with benefits for local authority staff.
What government schemes can help local authority staff?
There are several schemes organised by the government to help people buy property, especially if you’re buying your first home. Our mortgage advisers will explain all your options so you don’t miss out on a scheme that you could benefit from.
If I am in a unique situation, can you help?
Absolutely. We have helped local authority staff with all various issues, ranging from payslips to contracts and more. No matter how unusual your situation is, don’t hesitate to challenge us to find you a great mortgage deal.
Blogs
Read our latest blogs for free help and information on searching for a mortgage as a public sector worker.
If you are a public sector worker, you are playing a fundamental role in helping our…
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Specialist mortgage protection options for UK Armed Forces personnel
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Firefighter shift allowances and structuring applications to reflect unconventional…
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Don’t miss important tips! 
When I bought My first property I was assigned Justine as my Mortgage Advisor. It was meant to be, as 4 years on I am still with Justine who has been absolutely fantastic. Highly recommended!!!
Andrew Aquilina
I have worked with Stuart H for many years as my trusted mortgage advisor and he always gives it 100%. He is helpful, honest, trustworthy and knowledgeable in his field. I would highly recommend Stuart.
Suzy Lines
These guys were fantastic couldn’t off asked for a better Lovel of service
Justine Woodward is a true shinning star
Louis Robinson
* Reviews left on our parent company Moneysprite
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