Skip to main content

Mortgage advisory services for nurses

Nurses deserve bespoke mortgage help!
Request callback

No broker fees, ever!

Graphic showing a male nurse in front of a city skyline

We specialise in mortgage support for public sector workers!

Public Sector Mortgages has a stellar record of assisting NHS nurses get the most suitable and advantageous mortgage deals.

Graphic showing a red circle with a sun and moon inside of it
A shift-conscious process
Graphic showing a red circle with a pile of coins inside of it
Overpayments without charge
Graphic showing a red circle with a clock and a plus sign inside of it
Overtime and bonuses considered
Graphic showing a red circle with a calendar inside of it
Repayment holidays possible
Graphic showing a percent sign inside a magnifying glass

Competitive NHS mortgage rates!

We search lenders that often reward nurses.

Use our mortgage calculator to discover your mortgage options

NHS nurses can use our mortgage calculator to learn how much they could borrow and the cost of mortgage repayments. This calculator is a great place to start for all nurses seeking their first or a new mortgage deal.

Repayment calculator
Graphic shwoing a male nurse next to an oversized calculator

Heart Contact us to find out how we can help!

A trusted and efficient mortgage service

Nurses and the other public sector professionals we serve are often impressed with the efficiency of our service while achieving optimum results. Our team utilises multiple resources and industry relationships to assess the whole mortgage market swiftly.

Our nurse mortgage advice and brokerage service can be broken down into four simple steps. We complete the research and due diligence as soon as you make contact, so you can react to the market almost immediately.

It’s as easy as 1, 2, 3…4

Graphic showing  a red circle with speech bubbles inside of it
Contact our experts to discuss your needs and get options swiftly.
Graphic showing  a red circle with a house inside of it
Apply for your ideal mortgage with our advice and support.
Graphic showing a red circle with some paperwork inside of it
Once approved, it’s time to search for your moving boxes!
Graphic showing a red circle with some house keys inside of it
Access the funds to complete your property purchase.

Your home may be repossessed if you do not keep up repayments on your mortgage.

Mortgages for nurses working in the NHS

Nurses might not secure the most suitable and beneficial mortgage deal when using generic mortgage broker services. Instead of missing out on a possible better mortgage deal, it’s wise for nurses to use tailored mortgage advice services instead. Public Sector Mortgages offers a bespoke service to ensure nurses get what they deserve – the most relevant and advantageous mortgage deal.

Our nurse mortgage advisers are already knowledgeable and equipped to help nurses who may face mortgage difficulties that other professionals might not encounter. This could include challenges relating to pay, especially if you’re a nurse that frequently works overtime and would like any additional earnings to be considered by the lender. This is on top of more generic mortgage advice, such as mortgage type, interest, existing debt, credit scores and more.

Mortgages that give back to our NHS heroes

So, why should nurses choose Public Sector Mortgages for help?
  • Our team is aware of the long shifts and hard work done by our NHS nurses. We endeavour to do absolutely everything possible to make the whole process smooth and efficient
  • All your personal information and data are safely secured
  • We are aware of the common issues facing nurses seeking a mortgage, such as lenders not acknowledging overtime pay
  • All your mortgage options are fully explained, including the pros and cons of each
  • We take over all of the administration to save you time and worry
  • We can also advise on Stamp Duty and available buyer schemes

So, why not contact us today? Get the right NHS mortgage with Public Sector Mortgages.

Looking for an expert on mortgages? Great news for NHS nurses.



What is a nurse mortgage broker service?

A nurse mortgage broker service is a service provided by an accredited mortgage expert that helps nurses find and secure the most suitable deal. It includes tailored advice for nurses and covers the application process too.

Can nurses get a better mortgage deal?

Nurses might be able to get a better mortgage deal if they use a mortgage provider that rewards NHS nurses with a better deal. They could also get a better deal by using a lender that recognises overtime and bonus payments.

Do nurses get discounts on mortgages?

There are sometimes lenders that offer more competitive rates to nurses. These are sometimes called NHS mortgages.

Can nurses get a mortgage with poor credit?

Yes, it’s still possible for a nurse to get a mortgage with a poor credit rating. This is best discussed with your mortgage adviser.

Is it easy for a nurse to get a mortgage?

In general, it’s relatively easy for a nurse to get a mortgage. But getting the most suitable and advantageous mortgage usually requires help from a professional mortgage broker.


Read our latest blogs for free help and information on searching for a mortgage as a public sector worker. 

Graphic showing some books next to a flower pot and world globe

Don’t miss important tips!  Graphic showing a white star outline on a grey background

Graphic showing some books next to a pen pot
Graphic showing a female nurse in front of a city skyline

* Reviews left on our parent company Moneysprite


Graphic showing a fireman holding a fire hose

Want to discuss your mortgage options?

Please fill out the form and someone will be in touch shortly

Graphic showing a male nurse at his desk on a computer

*Mandatory fields

Image of a map displaying Public Sector Mortgages location