NHS Mortgages - Advisory services for NHS workers

Mortgages for NHS Workers

If you are employed by the NHS, Public Sector Mortgages can offer you valuable advice on mortgages.

We know that care is at the very heart of the work you do and it's right at the centre of our ethos as well. For us, it’s about customer care. And ensuring we help you find exactly the right mortgage amongst the growing number of mortgages out there that are designed with National Health Service employees, who give their all every day, in mind.

We know, from the many NHS clients we have already helped, that finding the right deal can seem difficult, a long way off or even impossible.

It doesn’t need to be that way. There are even some mortgage deals around that can ease the process, meaning that you don’t have to save for a deposit for quite so long. And that’s just one of the advantages.

For example, it may be that your pay isn’t as straightforward as it might be for those in other professions. You may work irregular shifts or work overtime randomly. The chances are that as an NHS worker, your salary or pay structure will be just that bit more complicated and that it will need to be presented accurately to the lender.

When it comes to eligibility, most permanent NHS workers will qualify for help. If you work for one of the NHS Trusts, NHS Direct, an NHS GP surgery or any other NHS health authority, for example, you may find you can successfully qualify.

If you don’t, there is no need to panic; Public Sector Mortgages can still help. Our trusted advisers have helped many doctors and dentists find the mortgage that’s right for them, despite not necessarily being eligible for additional help, because of their higher incomes.

Naturally, you will need to satisfy general mortgage application eligibility criteria.

For more information on whether you qualify, give us a call. We’ll happily throw more light on the level of help available.